The following chart provides a
comparison of out-of-pocket costs for certain types of procedures. Consult each plan's "Evidence of Coverage"
brochure for detailed information and plan limitations.
|
|
Delta Dental
|
SafeGuard,
PMI |
SafeGuard
|
|||
|
|
DeltaPremier
Basic
|
DeltaPremier
Enhanced
|
**DeltaPreferred Option (DPO)
|
Standard
|
Enhanced***
|
|
|
Procedure |
Rank-and-File
Employees |
Dependents of Rank-and-File
Employees |
Excluded Employees and Dependents |
Excluded & Rank-and-File Employees and Dependents |
Excluded & Rank-and-File Employees and Dependents |
Excluded Employees and Dependents |
|
Diagnostic and Preventive (Two cleanings per 12-month
period) * |
0 |
0 |
0 |
0 |
0 |
0 |
|
Basic |
10% |
20% |
10% |
10% |
0 |
0 |
|
Crowns |
20% |
50% |
20% |
20% |
$50 |
0 |
|
Bridges, Full and Partial Dentures |
50% |
50% |
50% |
40% |
$65 and up |
0 |
|
Annual Deductible |
$50* |
$50* |
$25* |
$25* |
No deductible |
No deductible |
|
Maximum Deductible |
$150 per family |
$100 per family |
$100 per family |
N/A |
N/A |
|
|
Orthodontia |
Delta will pay 50% up to a lifetime maximum of
$1,000 per person. |
Delta will pay 50% up to a lifetime maximum of
$1,000 per adult, and 50% up to a lifetime maximum of $1,500 per child. |
$1,000 plus up to $250 for start-up costs |
$1,000 plus up to $250 for start-up costs |
||
|
Annual Maximum |
$2,000 |
$1,000 |
$2,000 |
$2,000 |
No Maximum |
No Maximum |
* Diagnostic and
Preventive
** Based on
services provided by a DPO network dentist.
Level of benefits and covered services provided by a non-DPO dentist are
lower. Additionally, the DPO includes up
to a $2,500 lifetime benefit for dental implants and a third cleaning for
high-risk patients (pregnant women, cancer chemotherapy patients, persons with
compromising systemic diseases such as AIDS, diabetes, endocarditis,
and persons who have had organ transplants).
*** Provides
for three cleanings per 12-month calendar year instead of normal two cleanings.