Dental Plans
Cost Comparison

The following chart provides a comparison of out-of-pocket costs for certain types of procedures.  Consult each plan's "Evidence of Coverage" brochure for detailed information and plan limitations.

 

 

 

 

Delta Dental

 

SafeGuard,

PMI

 

SafeGuard

 

DeltaPremier

Basic

DeltaPremier

Enhanced

**DeltaPreferred Option (DPO)

Standard

Enhanced***

Procedure

 

Rank-and-File Employees

Dependents

of

Rank-and-File Employees

Excluded

Employees

and

Dependents

Excluded &

Rank-and-File

Employees

and

Dependents

Excluded &

Rank-and-File

Employees

and

Dependents

Excluded

Employees

and

Dependents

Diagnostic and Preventive Benefits

(Two cleanings per 12-month period) *

0

0

0

0

0

0

Basic Benefits (Usual, Customary, and Reasonable)

10%

20%

10%

10%

0

0

Crowns

20%

50%

20%

20%

$50

0

Bridges, Full and Partial Dentures

50%

50%

50%

40%

$65 and up

0

Annual Deductible

$50*

$50*

$25*

$25*

No deductible

No deductible

Maximum Deductible

$150 per family

$100 per family

$100 per family

N/A

N/A

Orthodontia

Delta will pay 50% up to a lifetime maximum of $1,000 per person.

Delta will pay 50% up to a lifetime maximum of $1,000 per adult, and 50% up to a lifetime maximum of $1,500 per child.

 

$1,000 plus up to $250 for start-up costs

 

$1,000 plus up to $250 for start-up        costs

Annual Maximum

$2,000

$1,000

$2,000

$2,000

No

Maximum

No

Maximum

 

*        Diagnostic and Preventive Benefits are exempt from the deductible.

 

**      Based on services provided by a DPO network dentist.  Level of benefits and covered services provided by a non-DPO dentist are lower.  Additionally, the DPO includes up to a $2,500 lifetime benefit for dental implants and a third cleaning for high-risk patients (pregnant women, cancer chemotherapy patients, persons with compromising systemic diseases such as AIDS, diabetes, endocarditis, and persons who have had organ transplants).

 

***     Provides for three cleanings per 12-month calendar year instead of normal two cleanings.