If an insured employee is required to travel on State business away from the work premises where he or she is permanently assigned, any injury or loss incurred by the insured employee during the business trip may be covered.
The level of coverage for each eligible employee is up to $150,000 (i.e., the principle sum) for accidental death and dismemberment.
If an insured employee suffers one or more of the losses shown below as a result of "injury," payments will be for the sum shown below for the loss. The loss must occur within one year after the date of accident. Only the larger of the sums will be paid for the insured employee if more than one loss results from an accident.
| For Loss of: |
|
| Life |
The Principal Sum |
| Hands or Both Feet or Sight of Both eyes |
The Principal Sum |
| One Hand and One foot |
The Principal Sum |
| One Hand or Foot and Sight of One Eye |
The Principal Sum |
| Speech and Hearing |
The Principal Sum |
| Either Hand or Foot |
One-Half the Principal Sum |
| Speech or Hearing |
One-Half the Principal Sum |
| Sight of One Eye |
One-Half the Principal Sum |
| Thumb and Index Finger |
One-Quarter the Principal Sum |