|
For these procedures: |
Delta Dental |
DeltaCare USA SafeGuard |
SafeGuard*** |
|
Delta Premier-Basic |
Delta Premier Enhanced |
**Delta Preferred Provider Option (PPO) |
Basic |
Enhanced |
|
Represented Employees |
Dependents of Represented Employees |
Excluded Employees and Dependents |
Excluded & Represented Employees and Dependents |
Excluded & Represented Employees and Dependents |
Excluded Employees and Dependents |
|
Diagnostic and Preventive Benefits (Two cleanings per 12 month period) * |
0 |
0 |
0 |
0 |
0 |
0 |
|
Basic Benefits (UCR) |
10% |
20% |
10% |
10% |
0 |
0 |
|
Crowns |
20% |
50% |
20% |
20% |
$50 |
0 |
|
Bridges, Full & Partial Dentures |
50% |
50% |
50% |
40% |
$65 and up |
0 |
|
Annual Deductible |
$50* |
$50* |
$25* |
$25* |
No deductible |
No deductible |
|
Maximum Deductible |
$150 per family |
$100 per family |
$100 per family |
N/A |
N/A |
|
Orthodontia |
Delta will pay 50% up to a lifetime maximum of $1,000 per person. |
Delta will pay 50% up to a lifetime maximum of $1,000 per adult; will pay 50% up to a lifetime maximum of $1,500 per child. |
$1,000 plus up to $250 for start-up costs |
$1,000 plus up to $250 for start-up costs |
|
Annual Maximum |
$2,000 |
$1,000 |
$2,000 |
$2,000 |
No Maximum |
No Maximum |
| * |
Diagnostic and Preventive Benefits are exempt from the deductible. |
| ** |
The level of benefits and covered services reflected in the chart are based on services provided by a PPO Network dentist. The level of benefits and covered services provided by a non-PPO dentist are lower. Additionally, the PPO includes up to a $2,500 lifetime benefit for dental implants, and a 3rd cleaning for high-risk patients. High-risk patients include: pregnant women, cancer chemotherapy patients, persons with compromising systemic diseases such as AIDS, diabetes, endocarditis, or persons who have had organ transplants. |
| *** |
The SafeGuard Enhanced Plan provides for three cleanings per 12-month service period instead of the normal two cleanings. Excluded employees and their dependents have the enhanced coverage under the SafeGuardDental Plan. Represented employees and their dependents have the basic coverage under the SafeGuard Dental Plan. |