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 State-Sponsored Dental Plans Employee Cost Comparison
 The following chart provides a comparison of the employee paid cost for certain types of procedures. Please consult each carrier's individual brochure for detailed information and plan limitations.

For these procedures:

Delta Dental

DeltaCare USA
SafeGuard

SafeGuard***

Delta Premier-Basic

Delta Premier
Enhanced

**Delta Preferred Provider Option (PPO)

Basic

Enhanced

Represented Employees

Dependents of Represented Employees

Excluded Employees and Dependents

Excluded & Represented Employees and Dependents

Excluded & Represented Employees and Dependents

Excluded Employees and Dependents

Diagnostic and Preventive Benefits (Two cleanings per 12 month period) *

0

0

0

0

0

0

Basic Benefits (UCR)

10%

20%

10%

10%

0

0

Crowns

20%

50%

20%

20%

$50

0

Bridges, Full & Partial Dentures

50%

50%

50%

40%

$65 and up

0

Annual Deductible

$50*

$50*

$25*

$25*

No deductible

No deductible

Maximum Deductible

$150 per family

$100 per family

$100 per family

N/A

N/A

Orthodontia

Delta will pay 50% up to a lifetime maximum of $1,000 per person.

Delta will pay 50% up to a lifetime maximum of $1,000 per adult; will pay 50% up to a lifetime maximum of $1,500 per child.

$1,000 plus up to $250 for start-up costs

$1,000 plus up to $250 for start-up costs

Annual Maximum

$2,000

$1,000

$2,000

$2,000

No
Maximum

No
Maximum

* Diagnostic and Preventive Benefits are exempt from the deductible.
** The level of benefits and covered services reflected in the chart are based on services provided by a PPO Network dentist. The level of benefits and covered services provided by a non-PPO dentist are lower. Additionally, the PPO includes up to a $2,500 lifetime benefit for dental implants, and a 3rd cleaning for high-risk patients. High-risk patients include: pregnant women, cancer chemotherapy patients, persons with compromising systemic diseases such as AIDS, diabetes, endocarditis, or persons who have had organ transplants.
*** The SafeGuard Enhanced Plan provides for three cleanings per 12-month service period instead of the normal two cleanings. Excluded employees and their dependents have the enhanced coverage under the SafeGuardDental Plan. Represented employees and their dependents have the basic coverage under the SafeGuard Dental Plan.


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