State of CA annuitants will receive open enrollment materials in August for the annual open enrollment period in September.

All current State of California retirees and annuitants will receive a VSP mailing including: an announcement letter, a VSP plan brochure including coverage details, premiums, and an enrollment form.

During open enrollment (September 2007) annuitants will be able to enroll by choosing one of these three convenient options:

1. Visit VSP at www.vsp.com/go/stateofca and complete the online enrollment form, or
2. Call VSP at 1-800-877-7195 and speak to a Member Services Representative, or
3. Complete and mail the VSP Enrollment Form included in their mailing.

The plan is effective July 1, 2007. If you enroll during the 2007 open enrollment period, the effective date will be January 1, 2008.

The inception of the plan is effective July 1, 2007; however, annuitants who enroll into the plan during the open enrollment period (September-October 2007) will be provided continuous benefit coverage January 1, 2008 through December 31, 2008.

Annuitants' benefit coverage will automatically renew after December 31, 2008, unless they specifically elect not to renew during the fall 2008 or a subsequent open enrollment period.

No, annuitants will need to proactively enroll in the VSP plan during the open enrollment period beginning September 2007.

For detailed benefit coverage please refer to the chart below.

Exam Covered in Full	Every calendar year
Prescription Glasses Lenses Covered in Full Single vision, lined bifocal, lined trifocal and tinted lenses, including photochromic (lenses that transition) Frame Frame of your choice covered up to $75 retail	Every calendar year
OR
Contact Lens Care When you choose contacts instead of glasses, your $110 allowance applies to the cost of your eye exam, contacts and the contact lens exam (fitting and evaluation). This exam is in addition to your vision exam to ensure proper fit of contacts.	Every calendar year
EXTRA Discounts and Savings
Laser Vision Correction Discounts Average 15% discount from contracted VSP Laser VisionCare facilities Contacts* 15% off cost of contact lens exam (fitting and evaluation) *Available from any VSP doctor

Premiums vary depending on which plan tier the annuitant chooses. Annuitants will have three plan tiers to choose from:

• Member only - $8.78
• Member + 1- $17.12
• Member + Family - $ 18.43

The cost of the annuitants' premium will be deducted directly from their state retirement warrant.

VSP will direct bill annuitants who have been identified by the state as "direct bill only".

Yes, annuitants will have three plan tiers to choose from:

Annuitants will need to provide each dependent's name, date of birth, and state the dependent's relationship to the enrolled annuitant.

Dependent children age 23 and under (and never been married) are eligible for benefits.

Annuitants who do not enroll during the 2007 open enrollment period will be able to enroll during their next open enrollment period, fall 2008, for a January 1, 2009 effective date.

Annuitants may cancel their plan during an annual open enrollment period. The cancellation will be effective January 1 of the following year. Annuitants may also only cancel their plan coverage during a qualifying COBRA event or a qualifying life change event.

Yes, registered domestic partners are eligible dependents.

Yes, registered disabled dependents are eligible.

No, only State of California (non-CSU) annuitants and eligible dependents may in enroll in this plan. Please contact your personnel office for additional information and to express interest in obtaining a VSP eyecare plan.

No, premiums will remain the same until December 31, 2008.

Yes, an annuitant can enroll in the plan and also be listed as a dependent on another annuitant's plan.

Annuitants may add dependents after open enrollment (September - October, 2007) only if a family status change (permitting event) as defined by the state has occurred. If a family status change has not occurred, annuitants may add dependents during the next open enrollment period in the fall of 2008.

No, all annuitants enrolled during the September - October 2007 open enrollment period will have continuous benefit coverage from January 1, 2008 until December 31, 2008.

For convenience, at the end of the 12-month period, all annuitants will automatically have their benefit coverage continued for 12 months effective January 1, 2009, unless they specifically elect not to renew during the fall 2008 open enrollment period.

For convenience and to provide state of CA annuitants with several enrollment options, annuitants may visit www.vsp.com/go/stateofca to enroll in a VSP plan. Once the annuitant's benefit coverage becomes effective, they may log-on to vsp.com to view their benefits, check eligibility, and gain access to numerous helpful tools and valuable resources.

The Enrollment I.D. is a unique identifier assigned to each state of CA annuitant during open enrollment. The identifier allows VSP to quickly retrieve the annuitant's information.