As an employee for the State of California, you have the opportunity to select your health and dental benefits from a variety of plan options offered by the State. You choose the plans and coverage levels that best meet your needs. Depending on your plan choices, you share the cost of those benefits with the State.

Under Consolidated Benefits (CoBen), which is part of the State's FlexElect Program, the State will provide you with a total benefit allowance, rather than providing specific contribution amounts for your health, dental and vision benefits. Depending on the total cost of the benefit plans you choose, CoBen may allow you to receive additional taxable income each month, which you can use to offset out-of-pocket premium costs.

This web page offers you valuable information so that you can make the most out of the CoBen Program.

For more information, please see the links below.

     Eligibility
     Making Changes to Your Current Benefit Choices
     How CoBen Works
     CoBen Contributions
     How CoBen Affects You
     Calculating Your Cost or Savings
     Benefit Premiums
     CoBen Cash Option
     Dental Coverage
     Vision Coverage
     Changes Allowed due to Permitting Events
     Frequently Asked Questions - Benefit Allowance
     Frequently Asked Questions - CoBen Cash Option

What's New

	PML#:	2008-027	Dated:	September 3, 2008
	Subject:	2009 Employer Health Benefit Contributions

CoBen Calculator
     2008 and 2009 Calculator for Represented and Excluded Employees

CoBen Publications and Forms
     Consolidated Benefits 2009 (Adobe Acrobat)
     Consolidated Benefits 2008 (Adobe Acrobat)
     STD. 702 Consolidated Benefits Cash Enrollment Election Form (Adobe Acrobat)

For More Information...
If you have additional questions about Consolidated Benefits or please contact your Personnel Office.