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 Changes Allowed Due to Permitting Events
 Your CoBen choices, whether for health and dental benefits, or for cash in lieu of health or health and dental benefits, are in effect for your entire period of participation. Your period of participation begins with the effective date of your enrollment and ends on December 31 of each year, or sooner if you leave active pay status or cancel your enrollment. You may not change or cancel your CoBen choices during the year unless you experience a permitting event. All changes, cancellations, and enrollments must be taken within 60 days of the date of the permitting event.

Permitting Event Action Allowed
Initial appointment to state service You may enroll as newly eligible.
Marriage You may enroll as newly eligible or, if currently enrolled, you may change/cancel your CoBen choices.
Divorce (date of final divorce), legal separation, annulment You may enroll as newly eligible or, if currently enrolled, you may change/cancel your CoBen choices.
Birth, adoption or child placed for adoption You may enroll as newly eligible or, if currently enrolled, you may change/cancel your CoBen choices.
Death of spouse or domestic partner You may enroll as newly eligible or, if currently enrolled, you may change/cancel your CoBen choices.
Loss of health and/or dental coverage provided through spouse, domestic partner, or other source due to an employment status change If you are currently enrolled in the CoBen Cash option, you may cancel/change your CoBen Cash choices.
Medical/dental plan is no longer available If you are currently enrolled, you may cancel/change your medical/dental plans. New enrollments are not allowed.
Moving out of a group practice plan service area You may cancel/change your CoBen choices, however, new enrollments are not allowed. If your plan is no longer available, you may enroll in a new plan.
New health and/or dental plan(s) in area where none was previously available You may change to the new health or dental plan. New enrollments are not allowed.
Addition or deletion of dependents on health and/or dental plans If permissible under CalPERS for health and DPA for dental, you may change the party code on your health and/or dental plans.
Commencement of medical or dental coverage provided through spouse, domestic partner, survivor benefits, or other source due to an employment status change May enroll as newly eligible or, if currently enrolled may chancel/change Cash elections.

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