Benefits Administration Manual
Common Carrier Travel and Accident Insurance
801.4. Exposure and Disappearance
A loss that is the result of unavoidable exposure to the elements is also covered. One of the hazards described above must have caused such loss. Benefit payment is prescribed below.
Subject to the terms of the policy, loss of life of an insured employee will be presumed if his or her body has not been found within one (1) year after having been involved in one of the covered hazards.
Updated November 5, 2008 at 1:51 PM.