Department of Personnel Administration
Governor Brown
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BAM

Benefits Administration Manual

Common Carrier Travel and Accident Insurance

801.3 Covered Travel Benefit

If an insured employee is required to travel on State business away from the work premises where he or she is permanently assigned, any loss incurred by the insured employee during the business trip is covered.

  • Coverage begins from the actual start of a planned trip. The insured employee may leave from his or her place of work, home or another location. The coverage stops upon the return to the insured employee's place of work or home, whichever occurs first.
  • Commuting travel is not covered. Commuting travel is defined as travel to the insured employee's place of work or home.
  • Air travel coverage is limited. It only applies while riding as a passenger (not as a pilot or crewmember), on a Military air transport aircraft in any country or on any civil aircraft. (Such civil aircraft cannot be owned or operated by an insured employee or by the State.) Such aircraft must (1) be operated by a duly licensed pilot; (2) have a current unrestricted airworthiness certificate; and (3) not be used to fight fires, inspect pipelines or power lines, take aerial photos, or explore.

Updated November 5, 2008 at 1:50 PM.