Dental Program
511. Allowable Changes To Enrollment
It is the responsibility of each department to inform employees of the
requirements for making changes to their dental enrollment. The rules
governing the changes listed below vary in time limits, therefore,
employees should be advised to report changes to their Personnel Office as
soon as possible after the event occurs.
Mandatory Deletions
Dependents must be deleted as follows:
- Divorce (spouse must be deleted from coverage even if the divorce
settlement requires the employee to provide dental coverage for the
spouse. The State is not required to provide coverage for an ex-spouse.
However, COBRA (Consolidated Omnibus Budget Reconciliation Act) must be
offered.
- Termination of a Domestic Partnership. (Employee must provide copy of
notice of termination of the domestic partnership to the personnel
office and COBRA must be offered to the terminated domestic partner.)
- Death of a dependent.
- Dependent child marries, includes marriage of disabled child over
age 23.
- Dependent child reaches age 23 and is not disabled.
- Dependent goes into military.
- Dependent becomes a State employee and enrolls or is eligible to
enroll as an employee in a State-sponsored dental plan.
- Dependent no longer economically dependent/change of custody.
- Dependent enrolled but never eligible.
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Retroactive processing is limited to six months for reimbursement of dental premiums for mandatory cancellations and/or deletions to employees' dental coverage. Please refer to PML 2005-024.
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Voluntary Changes
Employees may elect to make any of the following changes to their
enrollment:
- Adding a newly acquired spouse, certified domestic partner and/or
stepchild to a one, two, or three party enrollment.
- Adding a newborn, adopted child, or child at age 3 to a one, two or
three party enrollment.
- Adding spouse, certified domestic partner and/or dependents that
lost coverage to a one, two or three party enrollment. (Must provide
proof of loss of coverage - keep in employee's personnel file).
- Adding a dependent due to a change in custody and/or acquiring an
economically dependent child.
- Deleting a spouse or domestic partner who ceases to live in
household (not COBRA eligible).
- Deleting a dependent who obtains other group coverage (non-State
sponsored).
- Deleting a dependent child who reaches age 18.
- Deleting a child who is under age three.
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These voluntary additions/deletions
not initiated by the employee within 60 days from the permitting event
date may be processed only during a subsequent open enrollment period.
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Administrative Deletions
The following deletions are processed administratively. The
department is responsible for notifying the employee of administrative
deletions. An employee signature is not required; enter "Administrative
Deletion" on the Employee Signature line of the STD. 692.
- Dependents who reach age 23 and are not disabled. The CalPERS HBD
69 form should be used to assist departments in identifying these
individuals. Refer to the CalPERS Health Benefits Procedures Manual.
- Employees and/or dependents enrolled but not eligible. Delete
retroactive to the effective date using Permitting Event Code 42.
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The employee is responsible for any
costs for dental services that were performed on him/herself or an
ineligible dependent.
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- Employees that are enrolled but not eligible and refuses to sign
STD. 692 to change dental plans due to bargaining unit change. Cancel
retroactive to permitting event date, which caused eligibility to
terminate using code 42.
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The employee must be notified
regarding this change and will not be allowed to enroll in a dental plan until
the next scheduled open enrollment.
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Voluntary Change of Dental Plan
An employee may only change enrollment from one dental plan to another
under the following conditions:
- During an open enrollment period;
- Due to a physical move to an area that is not serviced by the
current dental carrier;
- Due to a physical move to an area where a dental plan was not
previously available to the employee; or
- Due to service plan cut in the employee's service area and/or the
employee's current dental plan does not have a dental provider within a
50 mile radius of the employee's residence.
Changes in Collective Bargaining Designation (CBID) Units 5 or 6
- Unit 5 - California Association of Highway Patrolmen (CAHP)
Unit 5 employees who are enrolled in the CAHP Dental Plan, Blue Cross,
are automatically moved to the State-sponsored Delta Dental plan when
they move out of Unit 5. The effective date of the dental plan change
is based on when the PAR document is keyed. CHP Personnel Office staff
must complete a STD. 692 and forward a copy to Delta Dental so it can
update its records accordingly. Since SCO processes the plan change
automatically, the STD. 692 is not sent to SCO. Those R05 employees who
were enrolled in one of the State-sponsored prepaid plans will continue
their enrollment but will be allowed to elect to change to Delta Dental
if eligible if they choose to do so. CHP Personnel Office staff are
responsible for notifying employees of their options.
- Unit 6 - California Correctional Peace Officer's Association
(CCPOA)
When employees move in or out of Unit 6, a new STD. 692 must be
completed to change the employees to the appropriate dental plan based on
their new CBID. Documents should be completed and forwarded to SCO using
Permitting Event Code 40 with a Standard Effective Date.
Enhanced and Basic Dental Coverage - Automatic Conversion
Employees enrolled in either Delta Premier or SafeGuard who move from represented to excluded or excluded to represented will automatically have their dental benefit coverage level changed to either the Basic or Enhanced level of coverage. The effective date of the new plan will be contingent upon when the PAR is keyed.
- Employees moving from represented to excluded will be automatically moved into the Enhanced level of coverage effective the first day of the month following their first full month as an excluded employee. For example, if the CBID identifier change over to an excluded designation is effective November 6, 2008, coverage would be effective January 1, 2009, (December 2008 pay period, first full month as excluded). Because this change is processed automatically by SCO, departments are encouraged to process PAR documents as quickly as possible so that employees receive their correct level of dental benefit coverage. The SCO runs a program each month normally two days prior to the master payroll cutoff. Any changes not processed for the current master payroll cutoff will be processed during the next pay period.
- Employees moving from an excluded to a represented classification will be automatically moved into the Basic level of coverage effective the first day of the month following the change to represented. For example, if the CBID change to represented is effective November 6, 2008, coverage would be effective December 1, 2008, (November 2008 pay period).
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Bargaining Unit 6 employees are restricted to enrollment into one of the CCPOA Union Benefit Trust Plans available to them, in accordance with their Memorandum of Understanding (MOU). Should a Bargaining Unit 6 employee promote to a supervisory classification, that employee must disenroll from his/her Union Trust Plan and may elect to enroll in either one of the Delta Dental plans available or one of the State-sponsored prepaid plans that are available to them. As a result, there is no automatic conversion for these employees. Failure to disenroll after promotion to a supervisory classification will result in State Controller's Office automatically disenrolling the employee after 60 days (SCO will send a notice to the Personnel Office). Employees will be identified by the State Controller's Office for automatic deletion by their CBID number (S06 or M06 designation). Personnel Offices must continue to complete a STD. 692, indicating any plan change.
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Represented employees in Bargaining Unit 5 who are union members are unable to enroll in Delta Dental. Their indemnity dental benefits are provided through their CAHP Union Trust Plan. The effective date of some actions may occur in accordance with bargaining unit MOU requirements.
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